![]() Here are the main highlights of the Chime High-Yield Savings Account: That’s a fairly competitive rate compared to other high-yield savings accounts some of the top online banks offer. Read More: Best Checking Accounts of 2023 Chime High-Yield Savings AccountĬhime’s Savings Account offers an 2.00% annual percentage yield (APY). Your debit card can be used anywhere Visa is accepted. There’s no credit check to open an account and receive a Chime debit card. Chime can increase your SpotMe allowance to up to $200 or more at its discretion based on your account history, direct deposit amounts and frequency, spending activity and other factors. A single deposit of $200 or more in qualifying direct deposits is required each month to be eligible for this feature. ![]() For example, when you enroll in Chime’s SpotMe service, you can overdraw your account by up to $20 on debit card purchases without a fee. The Chime® Checking Account is fee-friendly. ![]()
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